State law databases and interpretive summaries of the laws that affect consumer credit transactions, with separate modules for different types of financing.
Legal developments reporters covering state legislation, regulations, attorney general actions and other items of interest. Federal developments are reported from all agencies and congress, including federal legislation.
For pricing and a personal guided tour and test drive of any of our products, please contact Mike Willer at 614-855-0505 or by email at
.
Description
The StateLaw Counselor series of databases was created and is maintained by the attorneys of Hudson Cook LLP. Our goal is to provide subscribers with a simple resource to identify and locate the state laws that affect typical consumer credit transactions. The databases contain general descriptions of some of the state laws that we have identified to be relevant to companies engaged in consumer credit transactions.
Unlike other database services, when an issue is not addressed by state law, StateLaw Counselor gives a "reasoned" answer. StateLaw Counselor can produce 51-jurisdiction reports on things like finance charge rates, late charges, grace periods, GAP, other fees and charges, licensing - more than 100 topics per product - in a couple of minutes. The reports can be tailored in "short answer" format, or you can drill deeper and get backup citations and analyses. And there are no "per user" charges. When your organization subscribes, anyone in your organization with a need to use the service can use it.
For a personal guided tour and trial of any of our products, please contact Mike Willer at 614-855-0505 or by email at
.
Industry Focus
Separate modules for the following types of financing:
servicing of consumer-purpose residential mortgage loans by banks,
savings and loan associations, and licensed lenders and servicers
first mortgage and home equity loans, home equity lines of credit
first and second liens, closed-end loans, open-end lines of credit
motor vehicle retail installment
indirect auto leasing
non-motor vehicle goods and services
boat/RV and related products
direct loans, either unsecured or secured by personal property
Key Features
Question and answer format; each module contains between 160-200 questions organized by categories
CARLAW and HouseLaw are monthly, multi-faceted, legal reporters for their respective industries. CARLAW, for legal compliance specialists in the automobile industry - automobile lessors, finance companies and companies that service the automobile industry, including law firms. And HouseLaw, for mortgage lenders, brokers and others involved with housing finance. HouseLaw is compiled from a number of sources in an effort to present the most comprehensive monthly report of legal developments in the housing finance and home equity lending areas.
More ...
Industry Focus
CARLAW: Automobile finance and lease industry HouseLaw: Housing finance and home equity lending
Key Features
Federal developments reported from all agencies and congress, including federal legislation.
State developments reported include legislation, regulations, attorney general actions and other items of interest.
State items added daily.
Track pending state legislation and regulations and receive email alerts when items go final.
Monthly summary provided of all important developments in the industry.
Receive email alerts of important developments between monthly summaries.
Case summaries provided by the attorneys at Hudson Cook for all cases reported each month (averaging 50+ summaries montly).
LexisNexis access to all citations in Litigation section included.
Special sections dedicated to privacy, security breach, dealer interest (CARLAW) and predatory lending (HouseLaw).
Spot Delivery is a concise, easy-to-read, monthly legal update that you can depend on to provide timely answers to legal questions you face every day. This newsletter addresses complex legal issues from an industry perspective; it also keeps you informed on new legal developments affecting your business.
More ...
Industry Focus
Legal issues that affect automobile dealership operations.
Key Features
Concise, easy-to-read format.
All back issues are available online and searchable.
Basis Points is a new monthly publication designed to keep creditors informed about the current trends and legislation that will affect the way they do business in this new era of regulation and re-regulation. Basis Points will include articles to help creditors identify and flag important issues and respond to new compliance obligations that arise from new regulations and enforcement of existing regulations.
Basis Points will address a variety of topics pertinent to creditors engaged in mortgage lending and servicing, auto finance, student lending, and direct lending.
Industry Focus
Today's trends in credit regulation.
Key Features
Concise, easy-to-read format.
All back issues are available online and searchable.
National Release Guide™ is designed to assist mortgage industry professionals and attorneys involved in compliance with the laws and penalties associated with the satisfaction, release or cancellation, of real property mortgages and deeds of trust, nationwide. This online database is a statutory guide to the release of mortgages and satisfaction of deeds of trust for all 50 states and Puerto Rico.
More ...
Industry Focus
State laws and penalties associated with the satisfaction, release or cancellation, of real property mortgages and deeds of trust.
Key Features
Requirements for proper execution of release documents.
Time limitations for releasing fully satisfied mortgages and deeds of trust.
Liability and penalties for non-compliance with theses time limits.
Allowable fees to mortgagors for recording releases.
